Mijas offers more than just 320 days of sunshine, it’s a lifestyle investment! Nestled between the Mediterranean Sea and the rugged mountains of Andalusia, Mijas has quickly become a favourite destination for foreign property investors and holiday home buyers alike.
Its picture-perfect whitewashed villages, thriving expat communities, and easy access to beaches and golf courses make it a dream location for those seeking both tranquillity and a vibrant social life. But how do you turn that dream into reality? If you’re wondering how to buy a sea-view apartment or a villa tucked in the hills, this guide is for you.
In this 2025 step-by-step guide, we’ll walk you through the process of buying a home in Mijas. Whether you’re relocating to Spain, buying a second home, or making a long-term investment, we’ll cover everything, from market trends and legal essentials to choosing the perfect area and registering your utilities. Let’s get started!
Why Buy Property in Mijas?
Mijas is a jewel of the Costa del Sol, known for its mix of charm, accessibility, and investment potential. Its varied landscape, from coastal zones like La Cala to the historic mountain village of Mijas Pueblo, caters to all tastes and budgets. For those seeking a Mediterranean lifestyle, Mijas offers outstanding quality of life with world-class healthcare, a strong sense of community, and excellent safety ratings.
The town’s strategic location is another major draw. It’s just a 25-minute drive from Málaga International Airport and offers easy access to Marbella, Fuengirola, and major transport links. Whether you’re commuting, hosting visitors, or jetting off for business, Mijas makes it easy.
Beyond lifestyle, property values in Mijas continue to rise steadily. With high demand from both local and foreign buyers, strong rental yields, and ongoing interest in second homes post-pandemic, Mijas is a smart investment in 2025.
Understanding the Mijas Property Market in 2025
As of mid-2025, the Mijas property market remains buoyant. Average property prices vary by area:
- Mijas Pueblo: approx. €2,400 per m²
- La Cala de Mijas: approx. €3,200 per m²
- Riviera del Sol: approx. €2,800 per m²
Post-COVID trends have favoured larger homes with terraces and outdoor space, and there’s been a surge in demand for luxury new builds, particularly in La Cala and Calahonda.
Foreign buyers, particularly from the UK, Germany, the Netherlands, and Scandinavia, continue to drive the market. The best times to secure favourable deals tend to be during late summer or early winter when demand dips slightly, giving buyers more negotiation power.
Step 1 – Define Your Budget and Financing Options
Start by setting a clear and realistic budget. Consider not only the price of the property but also additional costs such as taxes, legal fees, agency fees, and potential renovation work.
Foreign buyers can obtain a mortgage in Spain, although terms will vary. Typically, Spanish banks offer up to 60–70% of the property’s value for non-residents. Hiring a mortgage broker in Spain can help you secure the most favourable conditions.
Currency exchange should also be part of your financial strategy. Fluctuations can impact your final cost, so consider using a currency transfer service that offers better rates and lower fees than traditional banks.
Closing costs in Spain include the Property Transfer Tax (ITP), notary fees, land registry fees, and legal fees. These usually amount to about 10–13% of the purchase price, depending on the region and property type.
Step 2 – Choose the Right Area in Mijas
Each part of Mijas has its own character.
- Mijas Pueblo is a traditional Andalusian mountain village known for its charm, panoramic views, and cultural heritage.
- La Cala de Mijas is a sought-after coastal town with a family-friendly atmosphere, vibrant beach life, and modern infrastructure.
- Calahonda offers a mix of coastal living and quiet neighbourhoods, ideal for retirees and seasonal residents.
- Riviera del Sol is popular with international buyers seeking apartments with amenities and rental potential.
Proximity to schools, transport links, medical facilities, and beaches may also influence your decision. If you’re looking for capital growth, up-and-coming areas near La Cala and the western edges of Mijas Costa are worth considering.
Step 3 – Work with a Local Estate Agent
A knowledgeable, multilingual estate agent based in Mijas can be invaluable. They will not only help you find the right property but also navigate local bureaucracy and pricing strategies.
Look for agents registered with local or national associations, such as GIPE or API. These credentials indicate professionalism and ethical standards. Before signing an exclusivity agreement, ask about commission fees, cancellation terms, and what services are included.
Step 4 – Legal Essentials: Lawyers, NIEs & Checks
Engage an independent Spanish property lawyer to protect your interests. Your lawyer will conduct due diligence, draft contracts, liaise with notaries, and ensure there are no outstanding debts or legal issues with the property.
You will also need an NIE (Número de Identificación de Extranjero), which is a tax identification number required for all property transactions. Your lawyer or estate agent can help obtain this for you.
Essential legal checks include reviewing the title deed, verifying there are no unpaid taxes or mortgages, ensuring proper zoning permissions, and confirming the property has a habitability certificate.
Step 5 – Making an Offer and Reserving the Property
Once you’ve found the right property, your agent will help you make a formal offer. Negotiation is common, and your agent’s local knowledge can give you an edge.
If the offer is accepted, you will typically sign a reservation contract and pay a deposit (often €6,000–€10,000) to take the property off the market. Ensure the agreement includes a refund clause and a reasonable cooling-off period.
Step 6 – Signing the Private Purchase Contract
The next step is the contrato de arras, a private contract between buyer and seller. This outlines payment schedules, completion dates, and penalty clauses.
Usually, 10% of the purchase price is paid at this stage. Ensure the contract is bilingual and reviewed by your lawyer so that there are no misunderstandings.
Step 7 – Completion at the Notary & Getting Your Keys
On the day of completion, both parties meet at the notary’s office to sign the public deed of sale. The remaining balance is paid, and the property is officially transferred to your name.
The notary ensures all documentation is correct and submits the deed for registration at the Land Registry. After that, you receive the keys to your new home.
Life After Purchase – Registering Utilities and Settling In
After receiving the keys, you’ll need to register essential services such as electricity, water, gas, and internet. Many companies offer English-speaking customer support, especially in expat-friendly areas.
Don’t forget to register with the ayuntamiento (town hall) by signing on to the padrón, which allows you to access local services and healthcare.
Joining expat communities in Mijas can help you settle in quickly. From social clubs to language exchange groups, there are countless opportunities to meet others who have made the same move.
Why Choose Eliasson Estates?
Eliasson Estates stands out as a trusted partner for international property buyers in Mijas and the Costa del Sol.
Local Expertise and Market Knowledge
With years of experience in the region, Eliasson Estates understands the nuances of the Mijas property market. Their deep local insight ensures that you find the right property at the right price.
Proven Track Record of Success
They have successfully helped hundreds of foreign buyers secure holiday homes, second residences, and investment properties with confidence and ease.
Personalised Marketing Strategies
Whether you are buying or planning to sell later on, Eliasson Estates uses cutting-edge marketing tailored to international audiences, ensuring maximum visibility and reach.
Dedicated Support Throughout the Process
From initial enquiry to handing over the keys, the Eliasson team offers responsive, multilingual support every step of the way.
Innovative Technology and Tools
With virtual tours, online document signing, and remote property previews, Eliasson Estates leverages technology to make the buying process smoother, no matter where you are in the world.
Visit propertiesforsale.es to explore listings and discover why buyers trust Eliasson Estates.
Frequently Asked Questions
Do I need a Spanish bank account to buy property in Mijas?
Yes, while not mandatory for the initial stages, you will need a Spanish bank account for final payments, utility bills, and setting up direct debits. It also facilitates currency exchange and helps streamline the mortgage process.
How much are property taxes when buying a home in Mijas?
The main tax is the Property Transfer Tax (ITP), which is usually around 7–10% depending on the property price. New builds are subject to VAT (IVA) at 10%, plus 1.5% stamp duty. Legal fees, notary fees, and land registry costs are extra.
Can foreigners buy property in Spain easily?
Yes. Spain welcomes foreign investment in real estate, and the process is relatively straightforward with the help of a lawyer and estate agent. The key requirements are obtaining an NIE and completing due diligence.
How long does the buying process take in Spain?
On average, buying property in Spain takes 6 to 12 weeks from signing the reservation contract to completion at the notary. This depends on financing, paperwork, and due diligence.
Is Mijas a good place to retire or live year-round?
Absolutely. Mijas offers a peaceful lifestyle, excellent healthcare, low crime rates, and a warm climate. With a large expat community and plenty of amenities, it is ideal for retirement or permanent relocation.
Conclusion
Buying a home in Mijas might seem like a long journey, but with the right guidance and preparation, it can be an exciting and smooth experience. From sun-soaked coastal apartments to serene hillside villas, there’s a piece of paradise waiting for every kind of buyer in this charming Andalusian town.
If you are dreaming of warm Mediterranean days, rich culture, and sound investment, now is the time to take action. Contact the experts at Eliasson Estates today to begin your property journey in Mijas, your dream home in Spain is closer than you think!